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Mortgage Calculator

Calculate mortgage payment, total cost, and payment schedule.

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Did you know?

Declining installments are initially higher, but you'll pay less interest overall than with equal installments.

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How does this calculator work?

Mortgage Calculator helps you plan your property purchase by accurately calculating monthly payments, total loan cost, and payment schedule. The calculator considers:

  • Loan amount - total value of borrowed amount
  • Interest rate - annual interest rate
  • Loan term - number of years to repay

With this tool, you can compare different loan offers and choose the best one for you.

Frequently Asked Questions

Our mortgage calculator on estim.at helps you calculate monthly mortgage payment. Simply enter the loan amount, interest rate (APR), and loan term. The calculator will automatically calculate the payment, total cost of the loan, and payment schedule.
APR (Annual Percentage Rate) represents the true cost of borrowing, including interest rate and additional fees. It's higher than the base interest rate because it includes all costs associated with the loan. Our mortgage calculator on estim.at uses APR to provide accurate payment calculations.
The total cost of a mortgage includes the principal amount plus all interest paid over the entire loan term. Our mortgage calculator on estim.at automatically calculates the total cost based on the entered data: loan amount, interest rate (APR), and loan term.
Yes, our mortgage calculator on estim.at is completely free and available online without registration. You can use it to calculate payments, total loan cost, and payment schedules for different mortgage scenarios.